BAH rates 2026 with dependents
Monthly 2026 BAH with dependents at 40 large installations, from DTMO’s rate files[bah]. Each row is the military housing area that contains the installation; the same rate applies to every ZIP code in that area. E-1 to E-4 share one rate.
| Installation (housing area) | E-1–E-4 | E-5 | E-6 | E-7 | E-8 | W-2 | O-1 | O-3 | O-4 | O-5 |
|---|---|---|---|---|---|---|---|---|---|---|
| Fort Bragg Fort Bragg/Pope, NC · NC182 | $1,722 | $1,806 | $2,049 | $2,094 | $2,142 | $2,112 | $1,842 | $2,175 | $2,427 | $2,610 |
| Fort Hood Fort Hood, TX · TX286 | $1,662 | $1,695 | $1,920 | $2,070 | $2,238 | $2,139 | $1,731 | $2,340 | $2,577 | $2,748 |
| Joint Base Lewis-McChord Tacoma, WA · WA311 | $2,370 | $2,556 | $2,919 | $2,994 | $3,072 | $3,024 | $2,607 | $3,123 | $3,324 | $3,471 |
| Naval Base San Diego San Diego, CA · CA038 | $3,666 | $3,975 | $4,404 | $4,446 | $4,488 | $4,464 | $4,032 | $4,518 | $5,082 | $5,493 |
| Naval Station Norfolk Norfolk/Portsmouth, VA · VA298 | $2,229 | $2,430 | $2,559 | $2,604 | $2,661 | $2,628 | $2,454 | $2,694 | $3,054 | $3,318 |
| Camp Pendleton Camp Pendleton, CA · CA024 | $3,627 | $3,963 | $4,398 | $4,494 | $4,596 | $4,536 | $4,023 | $4,659 | $5,085 | $5,391 |
| Camp Lejeune Camp Lejeune, NC · NC178 | $1,578 | $1,584 | $1,944 | $1,995 | $2,049 | $2,016 | $1,635 | $2,085 | $2,355 | $2,553 |
| Fort Campbell Fort Campbell, KY · KY106 | $1,743 | $1,815 | $2,100 | $2,244 | $2,400 | $2,307 | $1,857 | $2,496 | $2,793 | $3,006 |
| Fort Carson / Peterson SFB Colorado Springs, CO · CO046 | $2,160 | $2,358 | $2,433 | $2,487 | $2,553 | $2,514 | $2,376 | $2,595 | $2,778 | $2,913 |
| Fort Bliss El Paso, TX · TX279 | $1,665 | $1,809 | $2,148 | $2,172 | $2,187 | $2,178 | $1,857 | $2,202 | $2,352 | $2,466 |
| Fort Stewart Fort Stewart, GA · GA080 | $2,175 | $2,310 | $2,439 | $2,493 | $2,556 | $2,520 | $2,334 | $2,598 | $2,904 | $3,129 |
| Pearl Harbor / Schofield Barracks Honolulu County, HI · HI408 | $3,333 | $3,663 | $3,912 | $4,098 | $4,302 | $4,182 | $3,702 | $4,428 | $4,737 | $4,959 |
| Pentagon / JB Anacostia-Bolling Washington, DC Metro Area · DC053 | $3,096 | $3,132 | $3,759 | $3,855 | $3,957 | $3,894 | $3,213 | $4,020 | $4,410 | $4,692 |
| JB San Antonio San Antonio, TX · TX285 | $1,728 | $1,869 | $2,094 | $2,112 | $2,121 | $2,118 | $1,905 | $2,127 | $2,307 | $2,457 |
| NAS Jacksonville / Mayport Jacksonville, FL · FL058 | $2,046 | $2,181 | $2,241 | $2,283 | $2,331 | $2,301 | $2,196 | $2,364 | $2,580 | $2,736 |
| JB Langley-Eustis Hampton/Newport News, VA · VA297 | $2,082 | $2,274 | $2,421 | $2,439 | $2,457 | $2,445 | $2,301 | $2,475 | $2,835 | $3,099 |
| MCB Quantico Quantico/Woodbridge, VA · VA296 | $2,730 | $2,955 | $3,174 | $3,228 | $3,288 | $3,252 | $2,991 | $3,327 | $3,753 | $4,065 |
| Fort Benning Fort Benning, GA · GA075 | $1,635 | $1,716 | $1,977 | $2,004 | $2,037 | $2,016 | $1,755 | $2,058 | $2,295 | $2,469 |
| Fort Drum Fort Drum/Watertown, NY · NY225 | $1,569 | $1,665 | $1,893 | $2,103 | $2,331 | $2,196 | $1,701 | $2,469 | $2,655 | $2,784 |
| Fort Riley Fort Riley, KS · KS100 | $1,272 | $1,314 | $1,782 | $1,845 | $1,911 | $1,872 | $1,377 | $1,953 | $2,169 | $2,325 |
| Fort Sill Fort Sill/Lawton, OK · OK237 | $1,203 | $1,233 | $1,494 | $1,587 | $1,692 | $1,632 | $1,272 | $1,758 | $2,055 | $2,271 |
| Fort Rucker Fort Rucker, AL · AL002 | $1,440 | $1,572 | $1,743 | $1,929 | $2,136 | $2,013 | $1,602 | $2,262 | $2,541 | $2,742 |
| Fort Knox Fort Knox, KY · KY110 | $1,575 | $1,647 | $2,136 | $2,241 | $2,352 | $2,286 | $1,710 | $2,421 | $2,724 | $2,943 |
| Fort Gordon Fort Gordon, GA · GA073 | $1,809 | $1,890 | $2,157 | $2,190 | $2,226 | $2,205 | $1,929 | $2,250 | $2,559 | $2,787 |
| Eglin AFB Eglin AFB, FL · FL056 | $2,340 | $2,433 | $2,526 | $2,841 | $3,189 | $2,985 | $2,451 | $3,399 | $3,528 | $3,612 |
| Nellis AFB Nellis AFB/Las Vegas, NV · NV212 | $1,941 | $2,070 | $2,208 | $2,268 | $2,337 | $2,298 | $2,094 | $2,382 | $2,610 | $2,775 |
| Davis-Monthan AFB Davis-Monthan AFB, AZ · AZ015 | $1,695 | $1,905 | $2,121 | $2,145 | $2,178 | $2,157 | $1,938 | $2,199 | $2,400 | $2,550 |
| Kirtland AFB Albuquerque/Kirtland AFB, NM · NM206 | $1,992 | $2,211 | $2,328 | $2,352 | $2,379 | $2,361 | $2,235 | $2,397 | $2,670 | $2,871 |
| Hill AFB Ogden/Hill AFB, UT · UT291 | $1,932 | $2,118 | $2,229 | $2,271 | $2,325 | $2,295 | $2,139 | $2,361 | $2,565 | $2,715 |
| JB Elmendorf-Richardson Anchorage, AK · AK404 | $2,277 | $2,874 | $2,892 | $3,045 | $3,240 | $3,123 | $2,886 | $3,360 | $3,789 | $4,095 |
| Presidio of Monterey Monterey, CA · CA039 | $3,249 | $3,465 | $3,867 | $4,218 | $4,599 | $4,374 | $3,519 | $4,824 | $5,259 | $5,565 |
| Beale AFB Beale AFB, CA · CA033 | $2,733 | $2,967 | $3,132 | $3,150 | $3,159 | $3,156 | $2,994 | $3,165 | $3,342 | $3,492 |
| Aberdeen Proving Ground Aberdeen Proving Grounds, MD · MD127 | $2,268 | $2,478 | $2,742 | $2,862 | $2,991 | $2,916 | $2,517 | $3,072 | $3,396 | $3,630 |
| Shaw AFB Sumter/Shaw AFB, SC · SC263 | $1,440 | $1,503 | $1,947 | $1,986 | $2,025 | $2,001 | $1,563 | $2,052 | $2,361 | $2,589 |
| Keesler AFB Gulfport, MS · MS168 | $1,509 | $1,602 | $1,620 | $1,770 | $1,938 | $1,836 | $1,614 | $2,040 | $2,379 | $2,625 |
| Malmstrom Malmstrom Sfb/Great Falls, MT · MT175 | $1,539 | $1,608 | $1,821 | $1,980 | $2,160 | $2,052 | $1,641 | $2,268 | $2,532 | $2,724 |
| Ellsworth AFB Rapid City/Ellsworth AFB, SD · SD264 | $1,800 | $1,986 | $2,211 | $2,307 | $2,409 | $2,349 | $2,022 | $2,475 | $2,691 | $2,850 |
| Dyess AFB (temporary increase) Abilene/Dyess AFB, TX · TX270 | $1,761 | $1,872 | $2,820 | $2,844 | $2,853 | $2,850 | $1,989 | $2,859 | $3,063 | $3,234 |
| MCAGCC Twentynine Palms Twenty Nine Palms MCB, CA · CA032 | $1,896 | $1,980 | $2,550 | $2,649 | $2,751 | $2,688 | $2,052 | $2,814 | $3,090 | $3,291 |
| Fort Polk Fort Polk, LA · LA115 | $1,206 | $1,218 | $1,833 | $1,872 | $1,911 | $1,887 | $1,296 | $1,938 | $2,124 | $2,262 |
2026 BAH rates without dependents
Single members who live off base draw the without-dependents rate. It is lower because each grade is tied to a smaller home.
| Installation | E-1–E-4 | E-5 | E-6 | E-7 | E-8 | W-2 | O-1 | O-3 | O-4 | O-5 |
|---|---|---|---|---|---|---|---|---|---|---|
| Fort Bragg | $1,341 | $1,527 | $1,638 | $1,722 | $1,860 | $1,857 | $1,635 | $1,956 | $2,088 | $2,109 |
| Fort Hood | $1,374 | $1,530 | $1,626 | $1,668 | $1,746 | $1,743 | $1,623 | $1,833 | $2,076 | $2,169 |
| Joint Base Lewis-McChord | $2,034 | $2,121 | $2,199 | $2,376 | $2,634 | $2,631 | $2,178 | $2,784 | $2,991 | $3,030 |
| Naval Base San Diego | $2,763 | $3,147 | $3,387 | $3,678 | $4,065 | $4,062 | $3,351 | $4,248 | $4,440 | $4,458 |
| Naval Station Norfolk | $1,707 | $1,908 | $2,043 | $2,235 | $2,463 | $2,460 | $2,022 | $2,505 | $2,601 | $2,625 |
| Camp Pendleton | $2,739 | $3,093 | $3,324 | $3,642 | $4,056 | $4,053 | $3,285 | $4,239 | $4,494 | $4,548 |
| Camp Lejeune | $1,323 | $1,476 | $1,569 | $1,593 | $1,662 | $1,659 | $1,566 | $1,809 | $1,989 | $2,016 |
| Fort Campbell | $1,470 | $1,593 | $1,671 | $1,743 | $1,878 | $1,875 | $1,668 | $1,995 | $2,250 | $2,334 |
| Fort Carson / Peterson SFB | $1,689 | $1,860 | $1,980 | $2,166 | $2,379 | $2,376 | $1,959 | $2,397 | $2,484 | $2,517 |
| Fort Bliss | $1,302 | $1,437 | $1,611 | $1,668 | $1,881 | $1,878 | $1,518 | $2,022 | $2,157 | $2,172 |
| Fort Stewart | $1,791 | $1,947 | $2,049 | $2,178 | $2,340 | $2,337 | $2,037 | $2,385 | $2,490 | $2,520 |
| Pearl Harbor / Schofield Barracks | $2,598 | $2,856 | $3,036 | $3,348 | $3,720 | $3,717 | $2,997 | $3,819 | $4,110 | $4,224 |
| Pentagon / JB Anacostia-Bolling | $2,409 | $2,832 | $3,057 | $3,099 | $3,261 | $3,258 | $3,054 | $3,531 | $3,855 | $3,909 |
| JB San Antonio | $1,359 | $1,500 | $1,596 | $1,731 | $1,920 | $1,917 | $1,584 | $2,007 | $2,088 | $2,100 |
| NAS Jacksonville / Mayport | $1,623 | $1,803 | $1,920 | $2,049 | $2,199 | $2,196 | $1,908 | $2,211 | $2,277 | $2,301 |
| JB Langley-Eustis | $1,599 | $1,779 | $1,905 | $2,088 | $2,310 | $2,307 | $1,884 | $2,361 | $2,427 | $2,442 |
| MCB Quantico | $2,109 | $2,361 | $2,523 | $2,739 | $3,006 | $3,003 | $2,499 | $3,090 | $3,222 | $3,252 |
| Fort Benning | $1,362 | $1,482 | $1,557 | $1,635 | $1,773 | $1,770 | $1,554 | $1,878 | $1,998 | $2,013 |
| Fort Drum | $1,356 | $1,422 | $1,476 | $1,578 | $1,749 | $1,713 | $1,470 | $1,902 | $2,115 | $2,244 |
| Fort Riley | $1,050 | $1,158 | $1,338 | $1,383 | $1,434 | $1,410 | $1,227 | $1,611 | $1,842 | $1,875 |
| Fort Sill | $969 | $1,092 | $1,170 | $1,209 | $1,290 | $1,287 | $1,167 | $1,395 | $1,587 | $1,704 |
| Fort Rucker | $1,167 | $1,251 | $1,317 | $1,446 | $1,611 | $1,608 | $1,305 | $1,767 | $1,941 | $2,058 |
| Fort Knox | $1,350 | $1,443 | $1,602 | $1,680 | $1,764 | $1,746 | $1,503 | $1,956 | $2,241 | $2,301 |
| Fort Gordon | $1,506 | $1,644 | $1,731 | $1,809 | $1,947 | $1,944 | $1,728 | $2,058 | $2,181 | $2,199 |
| Eglin AFB | $2,007 | $2,157 | $2,250 | $2,340 | $2,457 | $2,454 | $2,244 | $2,592 | $2,865 | $3,066 |
| Nellis AFB | $1,629 | $1,737 | $1,818 | $1,941 | $2,103 | $2,100 | $1,806 | $2,151 | $2,265 | $2,301 |
| Davis-Monthan AFB | $1,272 | $1,428 | $1,587 | $1,701 | $1,953 | $1,950 | $1,482 | $2,037 | $2,139 | $2,154 |
| Kirtland AFB | $1,557 | $1,689 | $1,794 | $2,001 | $2,241 | $2,238 | $1,770 | $2,280 | $2,343 | $2,358 |
| Hill AFB | $1,545 | $1,668 | $1,761 | $1,935 | $2,145 | $2,142 | $1,740 | $2,181 | $2,265 | $2,292 |
| JB Elmendorf-Richardson | $1,707 | $2,157 | $2,169 | $2,283 | $2,430 | $2,385 | $2,166 | $2,643 | $3,051 | $3,162 |
| Presidio of Monterey | $2,493 | $2,844 | $3,054 | $3,258 | $3,549 | $3,546 | $3,030 | $3,723 | $4,245 | $4,464 |
| Beale AFB | $2,133 | $2,367 | $2,523 | $2,742 | $3,006 | $3,003 | $2,496 | $3,066 | $3,126 | $3,135 |
| Aberdeen Proving Ground | $1,875 | $1,986 | $2,076 | $2,274 | $2,538 | $2,535 | $2,055 | $2,643 | $2,865 | $2,934 |
| Shaw AFB | $1,149 | $1,290 | $1,461 | $1,491 | $1,596 | $1,593 | $1,374 | $1,785 | $1,980 | $1,998 |
| Keesler AFB | $1,305 | $1,365 | $1,416 | $1,509 | $1,611 | $1,608 | $1,410 | $1,623 | $1,785 | $1,968 |
| Malmstrom | $1,266 | $1,392 | $1,470 | $1,539 | $1,656 | $1,653 | $1,467 | $1,767 | $1,989 | $2,088 |
| Ellsworth AFB | $1,440 | $1,545 | $1,656 | $1,806 | $2,037 | $2,034 | $1,614 | $2,124 | $2,304 | $2,361 |
| Dyess AFB (temporary increase) | $1,380 | $1,545 | $2,115 | $2,133 | $2,145 | $2,142 | $1,644 | $2,475 | $2,820 | $2,829 |
| MCAGCC Twentynine Palms | $1,755 | $1,782 | $1,914 | $1,986 | $2,097 | $2,094 | $1,809 | $2,343 | $2,646 | $2,703 |
| Fort Polk | $1,026 | $1,128 | $1,374 | $1,404 | $1,434 | $1,416 | $1,191 | $1,611 | $1,866 | $1,884 |
Not on the list? The BAH calculator covers every ZIP code in the 50 states and DC. For full grade-by-grade tables, see San Diego BAH and Hawaii BAH.
Highest and lowest BAH in 2026
| Rank | Highest | Lowest |
|---|---|---|
| 1 | San Francisco, CA $5,127 | Anniston/Fort Mcclellan, AL $1,185 |
| 2 | New York City, NY $5,070 | Youngstown, OH $1,191 |
| 3 | Boston, MA $4,791 | Monroe, LA $1,194 |
| 4 | Northern New Jersey, NJ $4,749 | Vance AFB/Enid, OK $1,200 |
| 5 | Santa Clara County, CA $4,659 | Fort Polk, LA $1,218 |
| 6 | Westchester County, NY $4,479 | Fort Sill/Lawton, OK $1,233 |
| 7 | Long Island, NY $4,425 | Altus AFB, OK $1,254 |
| 8 | Nantucket, MA $4,344 | Fort Chaffee/Fort Smith, AR $1,263 |
National medians by grade
Half of all housing areas pay more than these amounts and half pay less. They are a fair “typical” BAH when you do not know your next assignment.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1–E-4 | $1,923 | $1,521 |
| E-5 | $2,064 | $1,671 |
| E-6 | $2,376 | $1,812 |
| E-7 | $2,439 | $1,941 |
| E-8 | $2,490 | $2,136 |
| W-2 | $2,454 | $2,133 |
| O-1 | $2,106 | $1,752 |
| O-3 | $2,550 | $2,253 |
| O-4 | $2,835 | $2,427 |
| O-5 | $3,027 | $2,454 |
Reading the 2026 BAH rates
- Rates are monthly and tax-free. Multiply by 12 for a year: an E-5 with dependents at Fort Bragg receives $21,672 a year in BAH on top of basic pay.
- Abilene is temporary. Dyess AFB rates were raised about 24% from May 16 through December 31, 2026, and rate protection does not apply to that increase[abilene].
- Rates change every January 1. DoD releases next year’s rates in December. Individual rate protection keeps your rate from dropping while you stay put[bahfaq].
- Total pay. BAH plus basic pay, BAS and taxes are combined in the military pay estimator.
Frequently asked questions
Where can I find the official 2026 BAH rates?
DTMO publishes them on its BAH Rate Lookup page, including a downloadable file of every housing area and pay grade. The tables here are built from those files.
Which base has the highest BAH in 2026?
For an E-5 with dependents, the highest 2026 rate is in San Francisco, CA at $5,127 a month.
Did BAH rates go up in 2026?
DoD adjusts rates every January to follow local rents and utilities, which typically move 2% to 5% a year. Rate protection means no member’s BAH goes down at the same duty station.