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Hawaii BAH lookup
Any Hawaii ZIP, any grade, with or without dependents.
2026 BAH, Honolulu County, HI
$3,663
a month for an E-5 with dependents · $43,956 a year
- Military housing area
- HI408
- With dependents
- $3,663
- Without dependents
- $2,856
- Difference
- $807
Rates from the DTMO 2026 BAH rate files. BAH is tax-free and paid with your regular pay; rate protection keeps your rate from going down while you stay at the same duty station.
Independent estimate tool. Not affiliated with DoD, DFAS or VA. Your LES, finance office or VA decision letter is the official amount.
E5 BAH Hawaii by island
Hawaii has four military housing areas, one per county[bah]. Pearl Harbor, Hickam, Schofield Barracks, Kaneohe Bay (MCB Hawaii) and Fort Shafter are all on Oahu (HI408).
| Island (housing area) | With dependents | Without dependents | ZIP codes |
|---|---|---|---|
| Oahu (Honolulu County) · HI408 | $3,663 | $2,856 | 69 |
| Maui County · HI407 | $4,329 | $3,246 | 19 |
| Hawaii County (Big Island) · HI409 | $3,594 | $3,042 | 32 |
| Kauai County · HI414 | $3,798 | $3,162 | 17 |
Hawaii BAH for every grade
| Grade | Oahu | Maui County | Hawaii County | Kauai County |
|---|---|---|---|---|
| E-1 | $3,333 | $3,819 | $3,447 | $3,588 |
| E-2 | $3,333 | $3,819 | $3,447 | $3,588 |
| E-3 | $3,333 | $3,819 | $3,447 | $3,588 |
| E-4 | $3,333 | $3,819 | $3,447 | $3,588 |
| E-5 | $3,663 | $4,329 | $3,594 | $3,798 |
| E-6 | $3,912 | $4,770 | $3,837 | $4,266 |
| E-7 | $4,098 | $5,067 | $3,876 | $4,410 |
| E-8 | $4,302 | $5,382 | $3,915 | $4,566 |
| E-9 | $4,518 | $5,712 | $3,993 | $4,863 |
| W-1 | $3,930 | $4,797 | $3,855 | $4,287 |
| W-2 | $4,182 | $5,196 | $3,891 | $4,476 |
| W-3 | $4,434 | $5,586 | $3,948 | $4,668 |
| W-4 | $4,551 | $5,760 | $4,014 | $4,938 |
| W-5 | $4,692 | $5,973 | $4,104 | $5,262 |
| O-1E | $4,137 | $5,127 | $3,879 | $4,440 |
| O-2E | $4,398 | $5,529 | $3,936 | $4,638 |
| O-3E | $4,572 | $5,793 | $4,026 | $4,986 |
| O-1 | $3,702 | $4,386 | $3,630 | $3,861 |
| O-2 | $3,909 | $4,767 | $3,834 | $4,260 |
| O-3 | $4,428 | $5,571 | $3,945 | $4,662 |
| O-4 | $4,737 | $6,045 | $4,128 | $5,376 |
| O-5 | $4,959 | $6,378 | $4,263 | $5,892 |
| O-6 | $5,001 | $6,435 | $4,299 | $5,943 |
| Grade | Oahu | Maui County | Hawaii County | Kauai County |
|---|---|---|---|---|
| E-1 | $2,598 | $2,865 | $2,586 | $2,757 |
| E-2 | $2,598 | $2,865 | $2,586 | $2,757 |
| E-3 | $2,598 | $2,865 | $2,586 | $2,757 |
| E-4 | $2,598 | $2,865 | $2,586 | $2,757 |
| E-5 | $2,856 | $3,246 | $3,042 | $3,162 |
| E-6 | $3,036 | $3,579 | $3,312 | $3,399 |
| E-7 | $3,348 | $3,846 | $3,450 | $3,597 |
| E-8 | $3,720 | $4,422 | $3,648 | $3,897 |
| E-9 | $3,783 | $4,551 | $3,711 | $4,032 |
| W-1 | $3,222 | $3,642 | $3,408 | $3,525 |
| W-2 | $3,717 | $4,419 | $3,645 | $3,894 |
| W-3 | $3,795 | $4,566 | $3,723 | $4,050 |
| W-4 | $3,951 | $4,839 | $3,840 | $4,296 |
| W-5 | $4,146 | $5,136 | $3,882 | $4,446 |
| O-1E | $3,660 | $4,326 | $3,591 | $3,795 |
| O-2E | $3,768 | $4,521 | $3,696 | $4,002 |
| O-3E | $3,903 | $4,764 | $3,828 | $4,260 |
| O-1 | $2,997 | $3,309 | $3,297 | $3,375 |
| O-2 | $3,555 | $4,161 | $3,549 | $3,732 |
| O-3 | $3,819 | $4,608 | $3,744 | $4,095 |
| O-4 | $4,110 | $5,088 | $3,867 | $4,416 |
| O-5 | $4,224 | $5,268 | $3,885 | $4,503 |
| O-6 | $4,413 | $5,565 | $3,921 | $4,647 |
What an E-5 with dependents on Oahu takes home
An E-5 with 4 years of service earns $3,946.80 a month in basic pay. Add $3,663 BAH and $476.95 BAS and the monthly total is $8,086.75 before taxes, of which $4,139.95 is tax-free. Put your own numbers into the military pay estimator with ZIP 96818.
Hawaii is outside the continental United States, so members there also receive overseas cost-of-living allowance (OCONUS COLA), a tax-free allowance for higher non-housing prices. It is set per area and changes as often as twice a month, so it is not shown here; enter it as an “other tax-free allowance” in the estimator[cola].
Using Hawaii BAH well
- Rate follows your duty station. Living on the Windward side while assigned to Pearl Harbor does not change your rate: both are HI408.
- Rate protection. If next year’s Oahu rate is lower, you keep this year’s amount while your status stays the same[bahfaq].
- Compare. Oahu is among the highest-paying areas in the country; the median E-5 with-dependents rate across all housing areas is $2,064. See BAH rates 2026 for 40 bases or check another ZIP in the BAH calculator.
Frequently asked questions
How much is E5 BAH with dependents in Hawaii?
$3,663 a month on Oahu in 2026, $4,329 on Maui, $3,594 on the Big Island and $3,798 on Kauai.
Is Hawaii BAH or OHA?
BAH. Hawaii and Alaska are in the BAH tables; OHA is for assignments outside the United States. Hawaii members also get overseas COLA.
What is the Hawaii BAH for an E-6 with dependents?
$3,912 a month on Oahu in 2026 ($3,036 without dependents).